Summary :
Abstract
This paper explores the intersection of digital transformation, informal sector integration, and sustainable development in the Euromed region, encompassing EU member states and Southern Mediterranean countries. It examines how digital technologies, such as mobile payment systems and e-commerce platforms, facilitate informal sector formalization and contribute to achieving Sustainable Development Goals (SDGs), particularly Goals 8, 9, and 10. The research employs a mixed-methods approach, including quantitative analysis of panel data and qualitative case studies of Spain, Morocco, and Egypt. Findings reveal that digital adoption significantly reduces informal sector size, especially in countries with strong institutional support and intermediate digital readiness. However, barriers such as digital literacy gaps and regulatory challenges persist, necessitating targeted policy interventions. The study provides actionable insights for enhancing digital infrastructure, promoting financial inclusion, and fostering regional cooperation, contributing to a nuanced understanding of how digital transformation can advance inclusive economic development.
Keywords: Digital Transformation; Informal Sector Integration; Sustainable Development Goals; Euromed Region